Auto & Car Insurance
Grange Auto Insurance
When it comes to car insurance, having reliable coverage is crucial, especially in the vast and diverse landscapes of the Western United States. Since 1894, Grange Insurance Association has been providing insurance to policyholders across California, Colorado, Idaho, Oregon, Washington, and Wyoming. We are committed to protecting drivers, offering peace of mind with coverage from one of America’s Best Insurance Companies.
While our first auto policy covered a 1938 DeSoto for just $12 a year, a lot has changed, but our dedication to exceptional service and fast claims processing remains the same.
Comprehensive Auto Insurance Coverage for Your Vehicle
We offer a variety of auto coverage options to ensure you’re fully protected on the road. Whether you’re driving a car, SUV, minivan, light truck, trailer, or motorhome, we have the right coverage to suit your needs. Our coverage options include:
- Liability Coverage: Protects you financially if you are found at fault in an accident.
- Collision Coverage: Pays for damage to your vehicle if you’re involved in a car accident.
- Comprehensive Coverage: Protects against damage from non-collision incidents such as theft, vandalism, or natural disasters.
- Uninsured/Underinsured Motorist Coverage: Ensures you're covered if you're in an accident with a driver who lacks sufficient insurance.
- Towing and Rental Coverage: Covers the costs of towing and provides a rental vehicle if your car is out of commission due to a covered loss.
Our auto insurance policies are designed to give you peace of mind and ensure you’re protected against life’s unexpected events.
Efficient and Fast Auto Claims Service
With over 130 years of experience in the industry, Grange Insurance delivers fast claims processing and compassionate service to drivers across the western United States. Our highly qualified claims adjusters are experts in their fields, ensuring that you receive quick and hassle-free service when you need it most. This results in quicker decision-making and faster claim resolutions, so you can get back on the road without delay.
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Best Auto Insurance for New Drivers
Are you a new driver looking for affordable and reliable car insurance? Grange Insurance is here to guide you through the process of finding the right coverage. We’ll help you understand the five major types of auto insurance and recommend the best combination of coverage options. Plus, ask about good student discounts and safe driver discounts that can help reduce your premium.
Why Choose Grange Insurance Association?
Since 1894, Grange Insurance Association has been a mutually owned insurance company, offering personalized attention to our policyholders in California, Colorado, Idaho, Oregon, Washington, and Wyoming. As a smaller, financially strong insurer, we focus on providing excellent customer service and personalized policies, unlike larger, impersonal insurance companies.
When you choose us, you’re not just another policyholder—you’re a valued customer. Our independent agents work closely with you to tailor coverage that meets your specific needs, ensuring you're always well-protected.
Bundling Insurance with Grange
Looking for additional savings? Bundle your auto insurance with other policies, such as home insurance or umbrella insurance, and enjoy substantial discounts. Grange Insurance offers the flexibility to combine policies for comprehensive coverage and significant savings.
Granwest: Expanding Our Coverage
Granwest™, Granwest Insurance™, and Granwest Property & Casualty™ are subsidiary companies of Grange Insurance Association™ (GIA) and were introduced in March 2016.
Offering personal auto policies in Washington with the same great coverage as GIA, Granwest provides a flexible and variable rating model to meet the evolving needs of our customers.
What Does Auto Insurance Cover?
At Grange Insurance Association, we provide comprehensive auto insurance policies with a wide range of coverages to protect you and your vehicle. Here are some of the key protections available:
- Bodily Injury and Property Damage Liability: Protects against financial loss if you're responsible for an accident.
- Uninsured/Underinsured Motorist Coverage: Protects you if the at-fault driver doesn't have enough insurance.
- Medical Payments/Personal Injury Protection: Covers medical expenses for you and your passengers after an accident.
- Collision Coverage: Pays for repairs to your car after a collision with another vehicle or object.
- Comprehensive Coverage: Protects against incidents not involving collisions, such as theft, fire, or weather-related damage.
- Towing and Labor Cost Coverage: Covers towing expenses if your car breaks down.
- Rental Reimbursement: Provides a rental car while yours is being repaired due to a covered claim.
- Legal Defense for Liability Claims: Covers legal fees for claims related to accidents.
Additional Insurance Options for Specialized Vehicles:
- Trailers, motorhomes, and snowmobiles
- Customized vehicles, including sound systems and custom parts
- Gap insurance: Covers the difference between your car’s value and the balance on your loan or lease
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