Essential Coverage

With costs for construction, repair and replacement going up every year, people who want to protect their most important investment know that good homeowners insurance is absolutely essential. We've been providing dependable, competitively priced insurance coverage to families like yours in western states for well over 100 years. Here's what you can expect from Grange Insurance Group:

• Competitive Rates
• Your Home and separate structures are covered against fire, windstorm, theft and many other perils up to the limit you select.
• Your Personal Property, on premises or away from premises, is covered for up to 70% of the amount your home is insured for.
• Loss of Use covers increases in living expenses if you can't stay in your home because of damage by an insured peril.
• Family Liability Protection pays for bodily injuries to other people, or damage to their property, if you are liable, resulting from
  • the use of your premises
  • the acts of your pets
  • acts of you or your family in such activities as sports, hunting, etc.
  • injuries to other people on your premises

With Grange Insurance Group, you'll have the financial protection you need, when you need it.

Discounts to save you money

To keep your rates as low as possible, we offer:

• New Home Discount for dwellings 7 years old or newer
• Fire and Security Alarm discount.
• Smoke Detector discount.
• Deductible Options ($250, $500, $1,000)

Please Note: This is a general coverage description only and is not a policy contract. Specific provisions of your policy determine if a particular loss is covered and for what amount.

Value-added Service for our Homeowner and Farmowner Policyholders:

Visit our Identity Theft Resolution and Proactive Education website.
If you should be victimized, we provide you with the expert help needed to restore your identity, at no additional cost.